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For example, occasional cigar smokers (say one or two cigars per month) might be classified as non-tobacco users
Potassium assists in leaf thickness and disease resistance
You know, Wead was one of those guys you could never really tell what he was up to, he was sort of mysterious and kind of, you know, doing this, in a very Christian way of course, but Im doing this and Im doing that
However, viewed in light of smoking habits in 1963, just before the Surgeon Generals first report was published, it was a radical step As recently as the year prior, the Society of Actuaries had sponsored a panel discussion on using smoking as a risk factor, the general consensus being that this was totally impracticable in underwriting life insurance Were the first major insurance company to do something about it we have a lower rate for non-smokers The initial nationally placed magazine and newspaper advertisement by State Mutual of America for its Preferred Protection plan for men and women who havent smoked a cigarette for at least a year April 1964 State Mutual studied the Surgeon Generals Report with great care, And we came to this conclusion: the non-cigarette smoker, in our opinion, is a better life insurance risk
